tag:blogger.com,1999:blog-267434087271634120.post3493864541693753519..comments2023-10-17T18:19:40.705+08:00Comments on The Bedokian Portfolio: Diversification Is Dead! Long Live Diversification!Bedokianhttp://www.blogger.com/profile/10830693656509435888noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-267434087271634120.post-35905382698535658492022-06-26T15:32:40.034+08:002022-06-26T15:32:40.034+08:00Hello World,
Good planning! The vehicles that you...Hello World,<br /><br />Good planning! The vehicles that you mentioned are almost risk-free (CPF and SSB) and the issuers are quite safe (Astrea, Temasek). <br /><br />For SSB the new issue rates would stay quite attractive as long as interest rates are going upwards or at least maintaining at current levels.<br /><br />On the other hand, we might see bank fixed deposit rates touching the 3% mark like back in the early 2000s (when I had my first encounter with FDs). That would probably bring in another place to park one's monies at.<br /><br />Cheers!Bedokianhttps://www.blogger.com/profile/10830693656509435888noreply@blogger.comtag:blogger.com,1999:blog-267434087271634120.post-28055796767677135612022-06-26T13:36:09.512+08:002022-06-26T13:36:09.512+08:00My CPF and my SSB are my primary bond component. ...My CPF and my SSB are my primary bond component. I also hold smaller amounts of the various retail bonds like the various Astrea, SIA, and Temasek (Frasers retail bond just matured), and they have done their job in giving me 2%+ interest without any loss in capital [i.e. my retail bonds didn't default]. I also have some 3 year 2.5% endowments which I will roll over into SSB as they mature, since SSB rates better than the insurance endowment rates now.Hello Worldhttps://www.blogger.com/profile/11128618660702306003noreply@blogger.com