Wednesday, June 7, 2017

Have I Forgotten Bob?

No, I do not. In fact, I still remember him and his Bedokian Portfolio. This is the nature of passive investing, where the portfolio would just sit there (and be easily forgotten) and you do not look at it again until the time that you want to rebalance it.

Anyway, since we had started this test portfolio at the beginning of the year, let us take a look at the status as of 6 June 2017:

*USD/SGD rate at 1.38, from as at 6 June 2017

**Inclusive of dividends from STI ETF of S$185.50 and from Philip AP Dividend REIT ETF of US$159.57 x 1.38 = S$220.21. Bank interest not included.

Bob’s Bedokian Portfolio, which started off with S$30,000.00, has an overall gain of S$1,861.62, which included S$405.71 in dividends parked under the Cash component. Asset class percentage wise, they are still within the tolerable range (recap: ±5% for asset classes of more than 10% allocation and ±2.5% for asset classes below 10%), so Bob need not do rebalancing to address the percentage deviations. However, Bob has decided to transfer S$5,000.00 from his emergency fund and inject it to his Bedokian Portfolio, and he would do a rebalance on 30 June 2017.

So we shall wait till then to see how he does it.

For up-to-date information on Bob’s Bedokian Portfolio, you could visit this page to monitor the progress.

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